Use your Birchbank Capital Credit Line for everyday expenses, home renovations, investments, to pay off other, higher interest debts and more. In fact, even if you don't need to borrow right now, it may make sense to apply for a Birchbank Capital Credit Line today. We have been serving clients in both Canada and the U.S.! Once your line of credit has been established you can relax knowing you are ready for emergencies or unplanned expenses.

Whether you are borrowing to purchase that new car, boat, or recreational vehicle; or whether you need to furnish your first apartment; you will want to pay off your loan before the item you have purchased loses all its value.

Our Fixed or Variable rate loan can help you increase your net worth by paying off your debts quicker. Flexible repayment terms, diverse payment options, and the knowledge that your monthly payment remains consistent give you greater peace of mind.

Our Line of Credit gives you access to the funds you need, when you need them. It can be used to finance anything from everyday purchases like gas, groceries and clothing to large ones like a new car or electronics.

Either way, you can get approved for a Birchbank Capital loan today!

It's Your Choice

You can select from a wide range of payment options — monthly, semi-monthly, bi-weekly or weekly — deducted automatically from your chequing account.

You can pay more than your fixed payment at any time — or even pay off your loan in full — without penalty.

Protect Your Dreams

Whether your dream is a new car, vacation or home renovation, it's important to protect it from the unexpected. Birchbank Capital Insurance offers just the solution. Designed to provide financial back up during difficult times, it provides low-cost, valuable protection for you and your family.|

Why Wait? Let's get started today!

• Take a minute to apply for our fast and easy online application today! Find out within two business days if you have been approved.
• Talk to a Credit Specialist today about which credit option best suits your needs and apply over the phone.