SECURED LINE OF CREDIT

• Use the equity in your real estate holdings, or guaranteed investments to secure a higher credit limit, at a lower interest rate.
• Credit limit from $5000 to as much as 80% of the equity in your home, less any prior outstanding mortgages.
• Competitive interest rates.

UNSECURED LINE OF CREDIT

• Quick and easy approval process.
• Credit limit from $5,000 to $50,000 — with no security required.
• Competitive interest rate, based on your financial standing.

THERE'S NO CATCH... APPLY NOW!

Every Birchbank Capital Credit Line is a revolving one. This means that as soon as you repay any of the credit you've used, it immediately becomes available to you to use again. You're in complete control, able to borrow when you need to, without having to reapply every time.

The Birchbank Capital Credit Line offers you a wide range of payment options to suit your needs. You can set up a fixed payment schedule to include principal and interest (blended payment), pay interest only on a monthly basis with principal payments at your discretion, or have the principal payments scheduled for your budgeting ease. Choose a payment schedule that best suits your needs. The blended or principal payment can be set to monthly, bi-monthly, bi-weekly or weekly.