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Business Line of Credit
Our wide range of loan and leasing options let you choose what's right for your business now and in the future. Convenient and flexible terms, payment schedules and credit access can let you concentrate on what's most important – running your business.
- Renovate
- Expansions & Acquisitions
- Asset Management
You have various options when it comes to taking advantage of your equity.
No matter what type of business you run, you need a secure cash flow to succeed. A Birchbank Capital Business OperatingLine supplements your cash flow by providing your business with a line of credit that is accessible 24 hours a day through a wide variety of channels.
How can this help my business?
- Provides access to additional funds through your business deposit account with a credit line starting at $5,000 that will give you the financial flexibility to support your business growth.
- Get access to funds when your cash flow needs exceed $5,000
- Finance business expansion costs at fixed or variable interest rates. Variable rate loans start at $5,000 and fixed rate loans start at $10,000.
What else do I need to know?
- Low monthly fee of $15 for the credit line
- Automatic transfer of surplus deposit balances to your outstanding credit line for an additional $10 per month
- The interest paid on your Birchbank Capital Business OperatingLine is based on the Federal Bank Prime rate plus a premium depending on your credit history
- Take a minute to apply for our fast and easy online application today! Find out within two business days if you have been approved.
- Talk to a Credit Specialist today about which credit option best suits your needs and apply over the phone.