Program Details

Birchbank Capital Debt Settlement Program® is actually quite simple. Your current level of unsecured debt will be skillfully negotiated for you, and essentially you could end up paying a fraction of the debt. We will set you up with an affordable monthly settlement program payment, which is determined on a client-by-client basis between you and a counselor at Birchbank Capital®. Based upon what you are able to pay each month into your settlement account, we can estimate how many months you will be part of the program, and ultimately get back on the path to financial freedom.

Upon enrollment, we will immediately contact each of your creditors, individually, and let them know that we are now representing you, and also let them know of your interest in settling your debt with them. Reaching a settlement usually takes several phone calls and communication between Birchbank Capital® and the creditor.

Once a settlement offer has been reached, and you as the client have agreed on this amount, we will obtain that settlement offer in writing from the creditor and will then advise the client on how to disperse funds to the creditor. At that point, the creditor has accepted the payment in full, and you are free of that debt forever.

Birchbank Capital® will diligently continue to work on negotiating all of your debts, until you are finally free from the once overwhelming debt that you started our program with. Our main goal is to get you out of debt. We work only for our clients; not for the benefit of the creditors. Getting out of debt is the first step to becoming financially secure, and debt settlement may be your best option